Which of the more and more types of insurance is suitable for children's insurance? Let's take a look at the additional education for children's college education, you can compare its products, and then make your own according to your actual needs. s Choice.
I. Supplementary Children's University Education Gold Two Insurance Products
For children's university study reserve education funds, you can choose to receive education funds when your child is 18, 19, 20, 21 weeks, or receive a one-time education payment for children at 18 weeks. .
Second, the additional children's university education gold two insurance products purchase tips
1, insurance coverage
Insured age: 30 days to 14 weeks after birth.
2. Payment method: 5 years limit, 10 years limit, and 15 weeks to the insured.
3. Insurance period: If you choose to pay the education fund on an annual basis, the insurance period will be 21 weeks to the insured. If you choose to pay the education fee once, the insurance period will be 18 weeks to the insured.
III. Product Security Responsibilities for Supplementary Children's University Education Gold Insurance You can choose one of the following two types of university education payment methods when you apply for insurance:
(1) Annual payment: Insurance is deposited to 18, 19, On the 20th and 21st week of the effective date of the contract, we will receive the annual education amount to pay the university education fund. After the insured pays the education fund on the corresponding day of the 21-day contract effective date, the additional insurance contract is terminated.
(2) One-time payment: Insured Deposited to the corresponding date of the contract effective date of 18 weeks, we will pay the university education fund in one lump sum, and the additional insurance contract will be terminated.
If the insured person dies or is completely disabled before the expiration of the insurance period, we return the greater of the following two amounts to the beneficiary of the death or disability insurance of the main insurance contract, and the additional insurance contract is terminated: The additional insurance contract premium paid after the insured's death or total disability is deducted from the remaining portion of the paid university education fund;
(2) The cash value of the insurance policy for the insured's death or total disability. I hope that you can do what you want in the variety of insurance on the field, find one of your most motivated products, and achieve a kind of insurance target in your heart by knowing the products of the additional education of the children's education.