Financing Quotes

The correct posture of novice investment and financial manag

Investment and financial management is a technical job that requires a lot of time and effort. For some investors who have relevant expertise in economics and finance, financial management is relatively easy to operate, at least some of the principles can be understood, and various investment products are also known.

Then, if you don't have any professional knowledge, how to do your investment and financial management? The national certified CFP senior financial planner summed up the following four suggestions:

1. Learning financial management

Without professional knowledge and want to do a good job in investment and financial management, the simplest and most effective way is to learn financial management knowledge yourself, including reading some valuable books. And magazines, such as "Poor Dad Rich Dad", "Financial Freedom Road" and so on. With the accumulation of knowledge, you can gradually transition to more difficult books.

Learning financial management through reading books, although it takes a lot of energy and lasts for a long time, it is only when you invest and manage your finances through your own knowledge. Even if there is a failure, it will be regarded as an experience, and can sum up a lot of valuable experience.

2. Communicate with people with investment experience

For those who do not have professional knowledge and do not want to read, the most direct way is to communicate with people with investment experience. Because from their mouth, you can know some investment channels, you can also know how the risks and benefits of each channel. After talking about two or three hours, I can say a few words in a big way.

However, the national certified CFP senior financial planner gave the following four suggestions: Remind everyone, and people with investment experience should always hold their own mentality of learning financial management when they communicate, and it is a process from scratch. . Because some experienced people are very happy to share their experiences, and like to recommend good spot products, such as crude oil, natural gas, etc., if there is no such mentality, it is easy to invest directly under impulsiveness, and finally it is easy to cause unnecessary losses. .

3, choose the most basic financial management practices

In addition to the theoretical knowledge, practice is also essential, the two can be combined at the same time. However, for investors who do not have any professional knowledge, the first practice should be based on the most basic financial management methods. For example, money funds, national debt, and stable profit portfolio investment plans are all low-risk wealth management products.

However, it should be noted that different product investment thresholds are different, and the choice should be based on the actual financial situation of the individual. Another point to note is that any investment is risky. Pay attention to diversification and reduce risk.

4, handed over to the professional care

If you do not have any professional knowledge, but also want to achieve "money money", then the most important way is to hand over to the professionals to take care of.

But I want to remind everyone that there are many so-called "financial managers" who are currently working, and it is difficult to distinguish between true and false, so be sure to go to a formal financial institution to find a professional financial planner. If you encounter a so-called "financialist" who constantly recommends a product, saying that as long as you pay for a few years in a row, and then you can receive money for many years, and the risk is low, then don't believe it, because that person is the majority Is an insurance salesperson.

Finally, regardless of whether or not there is investment and financial management experience, investors should continue to learn financial management knowledge and gain new insights from them, which will help their financial management to go smoothly.

The correct posture of novice investment and financial manag
Investment and financial management is a technical job that requires a lot of time and effort. For some investors who have relevant expertise in economics and finance, financial management is relatively easy to operate, at least some of the

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