【Abstract】 is recommended for newborn children to have baby medical insurance for the first time, with the most basic medical security. At the same time, don't forget to prepare children's medical insurance for children. So is the medical insurance for children and children's social security the same? What are the differences? Let me introduce it below.
gives children a comprehensive clearance, online insurance for children's insurance! Child Health Insurance guarantees the cost of treatment, hospitalization and surgery for insured children due to illness. According to the current medical system, children and adolescents are basically without medical security. Therefore, the prospects for commercial insurance companies to set up child health insurance are considerable. The breakdown of children's medical insurance includes: medical care for critical illness, hospitalization insurance, accidental injury medical insurance, hospitalization allowance insurance, and surgical insurance. The difference between
children's medical insurance and children's medical insurance: Children's medical insurance generally refers to commercial type. It is an insurance form that is operated by entering into an insurance contract and is operated by a special insurance industry. If the child unfortunately has an accident or illness during the insurance period, the medical expenses incurred can be guaranteed by the insurance company. It is an important supplement to children's health insurance. Medical insurance is for the medical expenses incurred in hospitalization within the scope of social insurance medication, and is reimbursed according to a certain proportion. The reimbursement rate is based on whether the baby has other social security conditions such as child care. In each company, the following aspects are compared: price, reimbursement amount, reimbursement for one year, conditions for repeated reimbursement, conditions for renewal, and speed of claims. Children's medical insurance is a social security mechanism. Like social security, some of the expenses are subsidized by the government. The general solution is to ensure the protection of major diseases and hospitalization for children, and the reimbursement of accident clinics. The low price of children's medical insurance is the most basic guarantee for children, but there are many restrictions on the protection function and coverage, which is not as good as the commercial medical insurance for children. The expenses for reimbursement for children's medical insurance are limited in terms of medications, medical treatments, and medical service facilities.
Children's medical insurance consumption and return type difference: Consumer: The insured pays the premium to buy the guarantee until the end of the insurance period, regardless of whether there is a claim, once the insurance period is over, if you do not renew the purchase, you can not get protection. The insurance period is usually bought every year. Return type: The insured pays the premium and buys the guarantee until the end of the insurance period, but can return your principal, interest or dividend when terminated. Therefore, children's medical insurance is not equivalent to medical insurance for children's medical insurance, and families with higher economics may consider insuring at the same time.
insurance network tips: children when the resistance is relatively poor, easy to get sick, so be sure to give the child the most comprehensive care, insurance network to recommend the following products for your reference.Product Name: "Children's Music" Comprehensive Accident Insurance Recommendation Index: Applicable people: Children and young children who are vulnerable to accidental risk. Features: Accidental hospitalization due to accidents on campus Day Double payment insurance liability: accidental injury (death , disability), accidental medical treatment, accidental hospitalization stickers