Children are the hope of a family and the center of care for the whole family. Since the baby was born, parents have been busy with their children, and many of them have invested in insurance and education. But many young parents nowadays don't understand insurance products, which leads to blind purchases and unnecessary waste. So, how to buy health insurance for newborn babies?
Newborn children have low immunity, no resistance to external defenses, and education costs after growth, so it is necessary to consider medical insurance for children to buy insurance. Accident protection and education.
The child's medical insurance includes: children's serious illness, children's hospitalization stickers, and children's hospitalization expenses reimbursement. The first priority for buying insurance for babies is to apply for social health insurance for babies in the local community. In addition, you can also apply for a child's medical insurance in the local community to provide children with accidental + hospitalization + major disease risks.
Children's risk awareness is low and prone to large or small accidents. Therefore, an accident insurance is also necessary. In general, accidents and hospitalizations only need three or four hundred, and the basic health risk protection costs are around one thousand. Most of the cost of this family should be affordable.
The remaining one is the education fund, which can deposit a education fund for the baby to ensure that the child can successfully complete the university study in the future, and can also reduce the burden on the parents.
Adults, as the economic pillar of the family, must first fully ensure their safety and safety, and then consider the child. If there is an accident, the child will lose its economic source, so these must be taken into account when making a family security plan.