With the introduction of regulatory policies, the P2P industry will be reshuffled in 2016. What is more concerned as an investor is how to choose a P2P financial platform after the introduction of regulatory policies? As the new darling of the financial industry, P2P financial management has developed rapidly. It has also seen many gratifying results in the gratifying achievements, but the pace of the industry is still advancing, and will not be stopped by the stain of some industry scums. Investors choose P2P wealth management companies to start from the new regulations and look at different aspects. Let's take a look at how to choose a P2P financial platform with platform financial analysts.
The new regulations are introduced, investors should take risks at their own risk, and the platform only acts as an information intermediary. Therefore, for the risk assessment of the platform, the reasonable judgment of the project must be selected through rational analysis, and must not follow the rules. The wealth of wealth management products, as well as online wealth management products, so it is important for investors to choose a wealth management website for secure investment.
For Internet users who choose online banking, when selecting an online financial platform, they must be reasonably selected according to the idea of meeting the needs of the body. First of all, we must select the investment platform according to its own characteristics, and then judge the platform qualification according to the ten principles formulated by the relevant regulatory authorities, such as the registered capital, guarantee status, information disclosure, and the size of the quota. After the introduction of the regulatory policy, it is judged according to the 12 red lines.
1. In the information filing, the company name should include the words “network lending information intermediary”.
2. Since it is, the offline asset can be done, but the wealth management store can be opened casually, such as e-rental, wealth-based stone, etc. is never allowed.
3. Don't set up a fund pool, don't illegally raise funds, and don't believe in third-party fund custody or bank deposit.
4, information disclosure must be, and to be detailed, do not cover up to register to see, I do not understand how to register investment?
5, the target amount of the split can be, can not be dismantled, do not make a large standard for small loans, large standards should be cautious, high risk.
6. Since the platform is of an intermediary nature, it is not allowed to eat spreads, and high interest rates are not reliable at first glance.
How to choose P2P financial platform after the introduction of regulatory policy? In 2016, we will come to the answer. Investors and friends please wait patiently for the big changes in the P2P industry. This year will be an extraordinary year for the P2P industry. After waiting for the establishment of the black and white list, it is the reliable whitelist platform. A wise choice.