There are many people who want to start a business, but some people have made it difficult to make money. They also played a retreat. How can they not worry about funds when they start a business? It is understood that many entrepreneurial friends are applying through banks. Entrepreneurial loans, which solve the problem of venture capital, then what is a bank venture loan?
What is a bank venture loan ]
Bank venture loan refers to an individual who has certain production and operation capabilities or has already engaged in production and operation, due to entrepreneurship Or a new type of loan that is issued after the bank has applied for a request for funds and has been approved by the bank.
Bank Entrepreneurship Loan Process ]
1. Preparation information - including proof of identity, proof of marital status, personal or family and property status, etc.; guarantee material, involving ownership of collateral or collateral Certificates and checklists, collateral assessment reports issued by the bank's accredited assessment department.
2. Fill in the application--The applicant holds the opening plan (or loan project book) to submit the argumentation request to the loan guarantee recommendation institution or the opening expert. After the argument, the applicant can apply for the “Opening Loan Application”.
3. Get the recommendation--Recommended organization organization opening guidance expert or relevant personnel after the application project argumentation, for the requirements of the opening loan, sign the recommendation in the recommendation column of the "Opening Loan Application"; for those who do not meet the requirements, Applicants should be advised to return the relevant materials provided by the applicant.
4. Identity determination--The applicant obtains the identity confirmation from the street employment service agency where the household registration is located and signs it in the identity confirmation column of the Application for Opening Loan.
5. Bank Acceptance--The applicant holds the "Application for Opening Loan" with the recommendation and identity confirmation, and submits the loan application to the acceptance point of the designated bank and provides relevant materials.
6. Wait for the loan review and apply for the loan.