Because of the urgent need for money, Mr. Min Wang found a loan company on the website and prepared a loan of 10,000 yuan. After he paid the handling fee, service fee and interest, the other party's phone would not be able to get through. "I will definitely not return this 1100 money." On the 13th, Mr. Wang told reporters about the deception.
Online unsecured loan
Charge various fees
"Compared with bank loans, I think the bank's procedures are too complicated." Mr. Wang said that on the 7th, he found a loan called "Wantong" on the Internet. After reading the information, the company feels that the company is more formal, and it does not need to provide property mortgage for the loan business, and the procedures are very simple. According to the mobile phone number provided online, Mr. Wang dialed the company's phone number. A southern accent salesman told Mr. Wang that he is the manager of the company's branch office. The company does not need to mortgage the loan, but has to pay 200 procedures. fee. Mr. Wang then transferred 200 yuan to the bank card designated by the other party.
Subsequently, the salesman called and said that he had to pay 500 service fees. "I didn't think much about it and turned the money over." Mr. Wang said that he was also anxious to use money, so he thought he would get the money as soon as possible. , so send money to the same account again 500. I thought that I could lend money, but the other party called to say that the interest rate of 10,000 yuan was 800, and I could lend after I handed it over. "800 too much, I negotiated with them to pay half of it first, and the other party agreed at first, but after the transfer, I received a call and said that the rest must be handed over." Mr. Wang said that he was only awake at this time. Come over, you may be fooled yourself. Then Mr. Wang called the other party again and no one answered.
Formal loans will not be pre-paid
On the morning of the 13th, the reporter found a number of unsecured loans on the Internet, the reporter dialed one of the numbers, indicating that he wants to borrow 100,000. The other party said: "Just look at your registered capital and economic strength. First, put 50,000 development funds into the designated account, and then retrieve it in a few minutes. On the day of lending, there is no cap, no interest, and the loan is indefinite." The reporter then dialed three unsecured loan companies with contact numbers, and the answers were basically the same.
On the same day, the reporter told a staff member of a bank that was in the party of Dongsheng Street and Freedom Road. The staff said that the current formal financial loan of the bank will never let the customer pay interest before the loan is released, and there is no handling fee. Mr. Wang encountered This situation is typical of phone scams.
Small advertising is not secure
The newspaper also reminds the people to enhance their self-defense awareness, not to believe in interest-free, low-interest loans and other fraud traps. When dealing with related loans, you should first meet with the staff and carefully consider the company's qualifications. Verify that there is no chance of luck.
When the other party proposes to collect certain expenses from the parties in various names, it is necessary to maintain a high degree of vigilance. In case of relevant fraud, it should be screened in time to prevent being deceived. Don't give some lawless elements a chance.