Although the application for credit loans does not require the borrower to provide collateral, many people dislike the amount of money is too small to meet the capital turnover. In fact, this can not blame the lending institutions, after all, they also need to control credit risk. So, how can we get a large credit loan?
It is not particularly difficult to get a large credit loan, as long as you do the following:
1. Provide effective financial proof
Although credit loan does not need The borrower provides the collateral as a guarantee, but if you can provide a valid financial proof to the lending institution, I believe that the credit loan amount you receive will double. However, some borrowers are worried that the collateral will be mortgaged, not at all! The reason why you want to provide financial proof is to give the lending institution a reassurance.
2. At the same time, applying for a loan of
to two lending institutions is a seemingly impossible thing. In fact, as long as the time difference is good, it can be achieved. Although the bank's loan record will be included in the central bank's credit report, it is not immediately after the borrower's application, but there is a certain time interval, so as long as you master this rhythm, applying for a large credit loan is completely no problem. . Moreover, when a non-bank financial institution applies for a loan, its loan record will not be included in the credit report, so the borrower can also apply for a credit loan at two non-bank financial institutions, thereby achieving the goal of “big amount”.
Why do you want to ""? Because from now on, banks not only have different requirements for borrowers, but also have different restrictions on loan quotas. Therefore, when you choose a lending institution, you need In addition to understanding the loan requirements, you should also pay attention to the maximum amount of the rules.